Insurance Underwriter - Fully Remote | Up to $80/hr

About the job Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey . Position: Multiline P&C Underwriter Type: Contract Compensation: $80/hour Location: Remote Commitment: 20–40 hours/week Role Responsibilities • Design realistic underwriting scenarios involving new business, renewals, exposure analysis, loss history, inspections, classification, pricing, limits, deductibles, exclusions, and referral decisions. • Create work products such as underwriting assessments, quote rationales, information requests, declination explanations, renewal strategies, and risk-improvement requirements. • Write "golden" reference responses at experienced underwriter quality. • Grade AI-generated responses against structured rubrics for technical accuracy, consistency, risk judgment, and adherence to underwriting guidelines. • Identify unsupported assumptions, inadequate risk differentiation, incorrect use of policy terms, and inappropriate acceptance or declination decisions. • Provide written feedback the research team uses to improve model behavior. Qualifications Must-Have • 2+ years of professional P&C underwriting experience. • Underwritten at least one major segment, such as personal lines, commercial property, general liability, commercial auto, package, umbrella/excess, professional liability, cyber, or another specialty line. • Understand the underwriting lifecycle from submission and assessment through quotation, binding, renewal, and nonrenewal. • Explain how account characteristics, jurisdiction, peril, loss experience, and market conditions affect underwriting decisions. • Demonstrate strong written reasoning, sound risk judgment, and high attention to detail. • Separate underwriting decisions from claims handling, brokerage advice, and actuarial portfolio analysis. Preferred • CPCU , AU , ARM , or comparable insurance designation. • Multiline underwriting authority. • E&S, MGA/MGU, Lloyd's, or program-business experience. • Catastrophe-exposed property or high-severity casualty experience. • Experience with small commercial, middle-market, national-account, or high-net-worth segments. Start Date • Immediately ; applications reviewed on a rolling basis. Compensation & Legal • Hourly contractor , Paid weekly via Stripe Connect . Application Process (Takes 20–30 mins to complete) • Upload resume • AI interview based on your resume • Submit form Resources & Support • For details about the interview process and platform information, please check: • For any help or support, reach out to: PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity. Originally posted on Himalayas